A large number of Australians deal with financial troubles during their lifetime, and this is generally considered a normal fluctuation in our finances. But what if you're not able to work through these issues yourself, but at the same time, you don't want to declare bankruptcy? Debt consolidation loans are a common solution that [...]
There's no question that financial troubles can cause a lot of stress in our lives. Always worrying about how you're going to pay your bills not only makes you apprehensive, but also places stress on your relationships, your family, and your well-being. The fact is, worrying about money isn't going to fix your financial concerns. [...]
Personally, I find there's nothing worse than being cold. Coming from Queensland, I'm used to the heat and it doesn't bother me too much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill soars through the cold weather and there's a number of reasons why. Not only [...]
Declaring bankruptcy most certainly isn't the end of the world, but it does have serious repercussions that will have a bearing on your finances in the coming years. I've found that in many cases, focusing efforts on creating a bright future is the best way for folks to deal with their bankruptcy and succeeding recovery. [...]
Most Australian's have only seriously contemplated bankruptcy when playing a game of Monopoly with their buddies! In spite of this, there are close to 13,000 individuals that file for bankruptcy yearly in Australia. It's uncanny how fast people can go from experiencing a balanced financial position to dealing with a mountain of debt. Typically, unfortunate [...]
Nobody likes to look into bankruptcy, which is understandable since bankruptcy will bear upon your financial condition for several years to come. This may be one of the reasons why lots of people don't seek financial assistance in times of need, because they are under the general misconception that bankruptcy is the only way to [...]
For a lot of Australian adults, debt is a part of our day-to-day lives. Whether you would like to advance your skills by obtaining a degree, invest in a property for your family, or purchase a car so your family has transport, taking out a loan is very common simply because we don't have enough [...]
Whether we understand it or not, our credit report has a considerable impact on our lives. It's kind of like our health; we don't treasure good health until we lose it. Many individuals don't even learn that they have a bad credit report until they make an application for a personal line of credit and [...]
We all have a fairly good understanding that weddings can be an expensive exercise, but do you actually know just how much the average wedding costs in Australia? A little over $36,000, according to Australia's Money Smart website. And that was in 2012! At present, it's quite likely somewhere around the $50,000 mark. I guess [...]
There's no question that your 20's is a very precious phase of your life. There's a nervous but exhilarating feeling about becoming an adult, moving out of home, and being financially self-reliant. Whether you began a career, a university degree, or spent time traveling the world and gaining life experience, your 20's is a valuable [...]
